Thursday, February 10, 2011

Exploring your options

This is a Sponsored post written by me on behalf of Fannie Mae. All opinions are 100% mine.

With the economy the way it is, it can be scary wondering how you are going to pay your bills. Have you ever wondered how close you are to being foreclosed on? I mean, we have been through some hard times financially and we are not financially irresponsible people. It's scary thinking about how it can happen to anyone. I'm sure that many people who go through foreclosures are there because of financial catastrophes and not because of living out of their means.

Our money woes came from my husband's poor health. When he got his kidney transplant almost two years ago, it was a wonderful life changing event. However, we had to go back and forth to the transplant hospital which was four hours away from our house. I had to work part of the time because I'm in my twenties and don't have that much paid leave time available. When I ran out of paid leave time there were times that I had to be with my husband, so I didn't get paid. That can snowball quickly. Add to that the fact that later on in the same year we had our first child. Surprise! If you're a parent you know how expensive children can be. We were able to pay all of our bills somehow but we are just now starting to catch up from the year where I made $9,000 dollars less than normal with the same amount (or more) bills that had to be paid. We could have been a foreclosure story if we would have had a major financial emergency.

If you are overwhelmed with your financial situation, you can check out may have faced similar sites hopefully only to find out was not what you thought it was. This site has  a tab called Beware of Scams that can provide helpful information. I personally haven't been affected by foreclosure but I know many people have. It helps to have a resource to turn to. Visit to find out more information.   

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