Thursday, February 10, 2011

Exploring your options

This is a Sponsored post written by me on behalf of Fannie Mae. All opinions are 100% mine.

With the economy the way it is, it can be scary wondering how you are going to pay your bills. Have you ever wondered how close you are to being foreclosed on? I mean, we have been through some hard times financially and we are not financially irresponsible people. It's scary thinking about how it can happen to anyone. I'm sure that many people who go through foreclosures are there because of financial catastrophes and not because of living out of their means.

Our money woes came from my husband's poor health. When he got his kidney transplant almost two years ago, it was a wonderful life changing event. However, we had to go back and forth to the transplant hospital which was four hours away from our house. I had to work part of the time because I'm in my twenties and don't have that much paid leave time available. When I ran out of paid leave time there were times that I had to be with my husband, so I didn't get paid. That can snowball quickly. Add to that the fact that later on in the same year we had our first child. Surprise! If you're a parent you know how expensive children can be. We were able to pay all of our bills somehow but we are just now starting to catch up from the year where I made $9,000 dollars less than normal with the same amount (or more) bills that had to be paid. We could have been a foreclosure story if we would have had a major financial emergency.

If you are overwhelmed with your financial situation, you can check out may have faced similar sites hopefully only to find out was not what you thought it was. This site has  a tab called Beware of Scams that can provide helpful information. I personally haven't been affected by foreclosure but I know many people have. It helps to have a resource to turn to. Visit to find out more information.   

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Thursday, February 3, 2011

Educational Tool for Teachers- Collaborize Classroom

This post brought to you by Collaborize Classroom. All opinions are 100% mine.

Are you a teacher? If you are, I'm sure you can always use an educational tool to supplement what you are doing in the classroom. You need an educational tool that can help you reach out to every student in your class. Collaborize Classroom is an online learning platform that is proven to improve learning. It can make a difference in the level of retention of information that your students have.

One of the best things about Collaborize Classroom is the fact that it is web based. That means that you don't have to install any kind of software in order to use it. And of course, students love being able to learn online. Anytime you can implement an online learning tool, you are reaching a portion of your student population that you may have missed through traditional educational means.

When students are actively engaged in discussion, they learn and they retain knowledge. Collaborize Classroom has many teacher resources available that can help busy teachers with tips on how to use this tool. There are several PDF's available that discuss a range of topics such as how to support students in science, the art of asking question, how to make history relevant and more. There are also free resources to help teachers create lesson plans that are fun and engaging for students.

The following video goes into further detail on how you can use Collaborize Classroom.



It literally takes only five minutes to get your site up and going. You can begin engaging your students in online discussions that make all the difference. Go to Collaborize Classroom to learn more about how you can use this tool to increase student learning gains.

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